Benefits

Citizen's allowance calculator

Entitlement estimate based on standard rate, rent and income. No notice, just guidance.

Updated on Apr 21, 2026 Calculator, calculation path and examples on one page

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Calculator

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Calculation path

Step by step

  1. Determine the household's standard needs

    Result: €1,369.00

  2. Limit accommodation costs

    Formula: Rent including heating up to the simplified guideline value

    Result: €790.00

  3. Deduct income allowance

    Formula: Net income – allowance

    Result: €1,222.00

  4. Calculate total requirements

    Result: €2,159.00

  5. Appreciate claim

    Formula: Total requirements – assessable income

    Result: €937.00

Instructions

How to use this calculator correctly

How to use the calculator

  • Record household size by adult and child age group.
  • Enter earned income and rent per month.
  • Optionally add special requirements.

How to read the result

  • The entitlement estimate shows the calculated remaining requirement after income has been taken into account.
  • Accommodation costs and allowance are listed separately.

Limits of the calculation

  • Assets, additional needs and local rent limits are only shown in simplified form.

Related guide: Better classify citizens' benefit, housing benefit and child allowance

Examples

Typical calculations

Two adults, one small child and an income of 1,600 euros.

Family with one child

Estimated claim: €937.00

Load this example

Two adults and three children.

Bigger household

Estimated claim: €1,541.00

Load this example

FAQ

Frequently asked questions

Is the result binding?

No. The calculator only provides an estimate, not a legally binding result.

What accommodation costs does the calculator use?

Simplified guideline values ​​are used so that the logic remains comprehensible.

Why are assets not fully audited?

The asset check is complex and depends heavily on the individual case. In the initial version it is only marked openly, but not calculated.

How is income counted?

The calculator first deducts a simplified allowance from earned income and only takes into account the rest.

Why can my real decision differ?

Because community of needs, additional needs, heating costs and special regulations are examined more closely in the office.

Who is the calculator suitable for?

For an initial orientation as to whether a claim could be realistic.

Related calculators

Continue seamlessly

Housing benefit calculator

Combine household size, income, rent level and rent to create a transparent housing benefit estimate.

Gross-Net Calculator

Convert monthly or annual gross into expected net and deductions for Germany.

Sources and notes

Rule status and context

source
BMAS
Stand
checked on Apr 21, 2026, valid from Jan 1, 2026 to Dec 31, 2026
Note
Standard requirements for 2026 remain unchanged compared to 2025. Accommodation costs are deliberately only estimated in a simplified manner in the portal.